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Video Chapters: 0:00 - The $12.5M Heist: A Shocking Discovery 2:45 - What Exactly is a "Ghost Student"? 5:15 - How the Scam Works: The Refund Trick 8:00 - AI Bots & International Rings Exposed 11:30 - The Minnesota "Hotbed" of Fraud 14:45 - Secretary Linda McMahon Drops the Hammer 17:30 - New 2026 Safeguards: How to Get Your Aid Fast 19:00 - Making Money Online: The Right Way
Hashtags: #MinnesotaFraud #GhostStudents #StudentLoanScam #FinancialAidNews #TaxpayerAlert #AIStudentFraud #EducationNews2026 #MoneyMakingTips
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